Benefits:

The following information is a brief overview of our current benefits. Because we are operating in a dynamic environment and always looking for ways to better to meet the needs of both the Associate and the corporation, some of the policies and benefit programs currently in effect may be revised, suspended or eliminated by Beekley Corporation in response to business needs or changing legal requirements.

We offer competitive compensation, which includes base pay, weekly commissions plus incentive compensation plans that provide bonuses for value-added performance.

Medical: Our goal is to offer medical benefits that provide good health care and support our plan to keep you healthy. In addition to health care programs, we are offered a wide range of value-added programs, which provide health-related discounts, Prevention, Health Education, and Awareness Programs.

In an effort to satisfy our associate needs, we offer two Cigna Point of Service health plans. Together these plans offer comprehensive services through contracted physicians and medical facilities. Most services are covered in full with minimal co-payment. The A plan provides associates the flexibility to access their benefits in two-different ways:

1. In-network: You can maximize your benefits and minimize your out-of-pocket costs and paperwork, when a participating provider delivers care.
2. Out-of-Network: If you wish to seek care from a physician who does not participate with the plan, you'll still be covered for designated services after meeting a deductible and paying coinsurance.

Prescription Drug Program: We offer a 3-tiered plan that provides coverage for three types of prescription drugs with different levels of co-payments. Prescriptions are available from your local pharmacy, or via, the mail-service program.

Vision: We offer a Cigna vision rider that provides annual vision exam coverage.

Dental: MetLife provides our dental plan including coverage for services that are necessary for the diagnosis, prevention or correction of dental disease, defect or injury. The plan covers the reasonable and customary expenses incurred for these dental services.

Long-term Disability Insurance: Beekley offers an income protection benefit, for a qualified disability, that requires an Associate to be absent from work for an extended period of time.

Short-term Disability Insurance: Beekley provides a program offering up to five weeks of salary continuation, paid at a percentage of the Associates salary.

Life Insurance: Beekley provides a non-contributory, life insurance benefit.

Wellness Program: Beekley Corporation is committed to employee wellness. We "lunch and learn". We conduct an annual Health fair as well as provide a variety of information and health related services.

401(k) Retirement Savings Plan: We offer a retirement savings plan that gives you the opportunity to invest up to the maximum amount of your earnings allowed by law, matched by corporate contributions of 75% on the first 6% of your deferral. You are 100% vested in employer matching contributions beginning with your enrollment in the plan.

Profit Sharing Plan: Beekley Corporation supports your retirement savings effort by making an annual discretionary contribution based on profitability. This plan is subject to a vesting schedule.

Paid Time Off: Paid Holidays, Vacation, Discretionary and Quarterly Flex-time are all ways Associates can rest, relax, rejuvenate and respond to personal needs. We even have a Wedding Gift, of one and one-half days paid time off, for all associate's first weddings.

AAA Membership: We enroll all associates annually as a, basic member with AAA.

Continuous Learning: "Good enough isn't." Continuous learning is an integral part of our culture at Beekley. It is both a benefit and an expectation. Every Associate participates in, and is responsible for, training and continuously improving. Our goal is to dedicate approximately 10% of each Associates time to personal and professional development.

The above information provides a brief description of Beekley benefits and programs. This summary does not attempt to cover details, nor is it intended to replace any formal, written, plan documentation. Upon meeting any eligibility requirements or waiting periods, Associates may participate in all programs.